Deb Evans ABR,CSG - ERA Key Realty Services



Posted by Deb Evans ABR,CSG on 9/4/2019


74 S Main St, Milford, MA 01757

Single-Family

$237,500
Price

6
Rooms
3
Beds
1
Baths
Classic Village Colonial set off street with large level fenced in backyard. Dining room with built-in china cabinet leads into generous sized living room both with hardwood floors. Large entry way with original "Craftsmen style" woodwork. Hardwoods continue upstairs to the three bedrooms and office or sitting area with stairs leading to walk up attic for possible future expansion. Close to shopping with easy commutes to Rte 495 or T-Station in Franklin.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Deb Evans ABR,CSG on 9/3/2019

One of the most famous books around, with over 18 million copies in print, and that holds the title as the longest running "New York Times" bestseller ever, is What to Expect When Youíre Expecting. Now in its fifth edition, this pregnancy bible walks parents through what to expect during the nine months leading up to and including delivery.

Buying a home is nearly as momentous as having a baby, and yet, most potential buyers donít really know what to expect when closing on their home purchase. In fact, knowing what to expect is even more urgent because closing happens in a much shorter time-frame, in as little as 12 days in some cases.

So, what should you expect?

The one part those home-buying reality shows leave out is the closing. So, to many buyers, it remains a mystery until they're in the middle of it. Even real estate professionals get nervous about closing. It's the moment where anything can go wrong, and everything can go right! It begins with mountains of papers to sign and ends with a handful of keys in exchange for a lot of money. So just what is closing and what should you expect?

ďClosingĒ is short for closing the deal or completing the transaction. During closing several significant things happen: Title of your home transfers from the seller to the buyer; the proceeds of the sale (everything remaining after any sellerís fees are paid) distribute to the seller; and if financing the home, the buyer signs the mortgage note, pays fees, insurances, taxes, and real estate commissions. A lot of things happen at closing, so give yourself plenty of time to understand each aspect of the process if itís your first time around.

At the time of closing, your agent and your loan officer will inform you about what you need to bring to the meeting. Bring identification, so have your driverís license or passport on hand. Youíll need a cashierís check for your down payment and the closing costs that appear on your HUD-1 Settlement Statement. This three-page document outlines exactly what your obligations are at closing and in the future. In addition, small items crop up at closing that might need additional funds (furniture you requested the seller leave behind, extra propane or heating oil you're buying directly from the seller) and last-minute requests. 

You'll be signing lots of papers. These legal documents obligate you for many years to come, so make sure you understand them. Also, make certain your name is spelled correctly on every page and every addendum. If you're purchasing with a partner or spouse, make sure the legal designation is as you want it. Changing it later may be difficult.

Recognize that while you may have a close estimate of closing costs, you will not know the exact amount until the day of closing, so round up a bit and have extra funds on hand. Sometimes you can swing a deal for the seller to pay all closing costs, but youíll still be liable for pro-rated taxes, association dues, insurance, and other buyer obligations.

Don't be surprised by fees. Ask your agent to go over all the charges with you so that you know which ones you pay for and which ones the seller pays for.




Categories: Uncategorized  


Posted by Deb Evans ABR,CSG on 8/27/2019

This Condo in Sutton, MA recently sold for $575,000. This Townhouse style home was sold by Deb Evans ABR,CSG - ERA Key Realty Services.


47 Clubhouse, Sutton, MA 01590

Condo

$588,900
Price
$575,000
Sale Price

8
Rooms
2
Beds
2/2
Full/Half Baths
Dont miss this exceptional AUGUSTA model, meticulously cared for and situated close to the 17th green of the renowned Pleasant Valley Country Club. Full of upgrades with the John LeClaire high end finishes with many upgrades and updates throughout including fabulous gourmet kitchen with centre island, S/S appliances, light filled breakfast nook. Large open concept light filled 2 story family room w/stone clad gas feature fireplace , custom lighting and double doorways to an upgraded large deck for entertaining. Dine in style in the formal dining area or relax on the lower patio with fairway views! Huge first floor master suite has a luxurious updated custom full bathroom & his and hers California walk in closets. Upstairs you will find a second bedroom, bathroom,Huge media room (or Bed 3) with bar and walk in closet. All this plus a two car and golf cart garage and a full basement with sliders to patio & 10' high ceilings, ready for you to convert to more living space!

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Tags: Sutton   Real Estate   01590   Condo  
Categories: Sold Homes  


Posted by Deb Evans ABR,CSG on 8/27/2019

There is no feeling like the one associated with buying a house. If you know how to navigate the homebuying journey, you can boost the likelihood of enjoying an unforgettable property buying experience.

Now, let's take a look at three tips to help you seamlessly navigate the homebuying journey.

1. Create Homebuying Criteria

For those who want to enter the real estate market, it generally is a good idea to establish homebuying criteria. That way, you can focus on properties that match your expectations.

Think about the features you want to find in your dream residence. For instance, if you want to own a house that offers a spacious backyard, you can narrow your property search accordingly. Or, if you want to purchase a residence close to some of the nation's top schools, you can hone your property search to a select group of cities and towns.

You may want to conduct extensive housing market research too. Because the more you know about the local housing sector, the better equipped you will be to find a home that you can enjoy for years to come.

2. Get Pre-Approved for a Mortgage

If you want to buy a house, you likely will need a mortgage. Lucky for you, banks and credit unions are available nationwide, and these financial institutions can help you get pre-approved for a mortgage.

Meet with a variety of banks and credit unions. By doing so, you can learn about all of your mortgage options and select a mortgage that corresponds to your finances.

Also, if you are uncertain about how a mortgage works or require other home financing insights, reach out to a bank or credit union for support. Banks and credit unions employ courteous, knowledgeable mortgage specialists who can teach you everything you need to know about home financing. As a result, you can work with these mortgage specialists to make an informed home financing decision.

3. Employ a Real Estate Agent

A real estate agent is a must-have, particularly for an individual who wants to minimize stress during the homebuying journey. In fact, this housing market professional will do whatever it takes to help you find a terrific home at a budget-friendly price.

With a real estate agent at your side, you can streamline the homebuying journey. A real estate agent will help you establish realistic expectations for a home search, set up house showings and keep you up to date about new residences that become available in your preferred cities and towns. In addition, a real estate agent will help you put together a competitive offer to purchase your ideal residence. And once you are ready to close on your dream house, a real estate agent will make it simple for you to do just that.

As you get ready to pursue your dream residence, it helps to prepare as much as you can. Thanks to the aforementioned tips, you should have no trouble enjoying a fun, exciting homebuying experience.




Categories: Uncategorized  


Posted by Deb Evans ABR,CSG on 8/20/2019

If youíre looking to save more energy and money around your home, perhaps one of the first places that you should look is your plugs. Take a look around your rooms and see what outlets are being used. If every outlet is full of plugs, you may have some adjustments to make. 


There are so many things in our homes that require plugs including TVís, microwaves, toasters, clocks, refrigerators, phone chargers, and more. 


Anything that is always plugged in actually adds to your electric bill whether youíre using it or not. This is known as phantom power usage. Even when a device isnít turned on, itís still using energy.


You donít want to go around your home and unplug everything, only to plug it back in when you need to use it. Use this handy guide to discover what you should unplug and what you can leave plugged in your home in order to save some energy and some money. 


What To Unplug


Small Appliances


Large appliances in your kitchen would be impractical to constantly plug in and unplug. Smaller appliances, however, are much easier to manage. These include toasters, coffee makers, food processors, and microwaves. The small digital clocks on many of these devices, for example, are constantly using energy. Do you really need the function? If you donít need to know the time, you should just unplug it and save your home some energy usage. 


Chargers


We need to charge just about all of our devices including laptops, iPads, phones, and even electric toothbrushes. these items donít need to be plugged in all the time. Once a device is charged fully, be sure to unplug it. Itís only wasting energy otherwise!  


Computers


Unplug your computer each and every night. Screen savers and sleep modes donít actually save much power from being used while your computer is plugged in. Itís a good idea to keep your computer unplugged for safety reasons as well. A strike of lighting hitting, for example, can cause your entire system to fry.


Keep These Items Plugged In


There are certain items that you can leave plugged in at your home without worry. These items include:


  • Power strips
  • Nondigital items
  • Items without clock or LCD displays




Power strips are particularly useful for items like entertainment centers and computer setups. Flipping the switch to the off position on the power strip helps to stop the phantom power usage. The convenient thing is that you wonít need to plug and unplug everything in individually, and youíll still save power. 


Saving energy and money is easy when you have the right strategies put in place.







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